Write your next chapter at 245 Payne Road — an affordable, conveniently located split-entry home offering classic charm, flexible space, and room to grow. Set on nearly half an acre, this 3-bedroom, 1-bathroom single-family home has been cared for by the same family for nearly 50 years and is ready for its next owner to make it their own. Inside, the living room features a cozy brick hearth with fireplace, a pellet stove, and carpeting with original hardwood floors hidden beneath just waiting to be uncovered and brought back to life. The full, unfinished lower level offers strong potential for additional living space, whether it's a family room, office, gym, or guest suite. Outdoors, you'll find an oversized two-car detached garage, plus a separate barn/shed ideal for storage, hobbies, or workspace. The backyard offers a surprising sense of privacy — a rare find in such a visible, accessible location. With flexible zoning and high visibility, this property also presents an opportunity for commercial or mixed-use possibilities. Whether you're looking to personalize a forever home or explore investment potential, this property is full of opportunity in one of Scarborough's most connected corridors.